Loan Cycle

“Kiva lets you connect with and loan money to unique small businesses in the developing world. By choosing a business on, you can “sponsor a business” and help the world’s working poor make great strides towards economic independence. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates from the business you’ve sponsored. As loans are repaid, you get your loan money back.”

“Kiva partners with existing microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified borrowers. That said, they are usually short on funds. Through, our partners upload their borrower profiles directly to the site so you can lend to them.”

“Kiva provides a data-rich, transparent lending platform for the poor. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle. The below diagram shows briefly how money gets from you to a third-world borrower, and back!”


“Kiva is using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and waiting for socially-minded individuals like you to lend them money.”



Filed under Kiva, Microfinance

5 responses to “ Loan Cycle

  1. Hi,

    I thought you might be interested in how we help people with Kiva loans.

    Can business be used for good?

    I’d love for you to come and see an entirely new approach to helping people through business. Our blog helps to financially support and fund a small business in a developing country, each and every day. In return for this all we ask is for people, just like you, to donate a business idea that we post. Those business ideas are made available for free on the site to help spark the imagination of budding entrepreneurs. By donating an idea you can help to change a life.

    Providing a link and doing a review of the site would be nice but I’d like to invite you to take five minutes out of your busy day and donate a business idea to the site. Your business idea will directly help fund a small business in need at no cost to you.

    When your idea is published you’ll get a link back to any website you want plus you’ll get to see the picture of the exact person you helped through the donation of your business idea. So don’t miss seeing that, subscribe to our free RSS feed or daily email while you are on the site.

    I’d like to leave you with a big virtual hug as a thank you for your time and hopefully your donation of a business idea.


    Site Link:

  2. It’s really a great and helpful piece of information. I am happy that you just shared this useful information with us. Please stay us informed like this. Thank you for sharing.

  3. Everything said made a ton of sense. But, consider this, suppose you
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    I mean Loan Cycle | Growth & Development Journal is kinda
    boring. You might glance at Yahoo’s home page and note how they write article headlines to get viewers to open the links. You might add a video or a related picture or two to get people excited about everything’ve written.
    In my opinion, it might bring your posts a little livelier.

  4. I like the helpful information you provide in your articles.
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  5. Fantastic website you have here but I was wondering if you knew of any message boards that
    cover the same topics talked about in this article? I’d really love to be a part of online community where I can get responses from other experienced people that share the same interest. If you have any recommendations, please let me know. Appreciate it!

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